Christian colleges that pay for themselves fastest in Minnesota
Christian colleges ranked by how many years of extra earnings, above a high school graduate’s, cover four years of net price.
Christian colleges that pay for themselves fastest in Minnesota3 schools
3 schools qualify, ranked by payback years.
How this list is made
- Schools in Minnesota.
- Christian undergraduate colleges on the Compass. Seminaries and graduate-only schools are not counted.
- Faith grade B or better (Faith score 70 or higher). Cost and outcomes never change a grade.
- Has median earnings ten years after enrolling and a net price from federal data (College Scorecard), and those earnings are above a high school graduate’s ($48,360 a year: median weekly earnings of $930 for full-time workers with a high school diploma, U.S. Bureau of Labor Statistics, 2024).
- Each school needs a complete Compass Score, so every row shows a rating.
- Payback years = four years of net price ÷ (earnings − a high school graduate’s earnings). Ordered by payback years, fewest first. A simple estimate: it leaves out interest, taxes and earnings growth.
Updated Oct. 20, 2026. Methodology. Spot an error? Send a correction.
- 1
Concordia University-Saint Paul
Saint Paul, MN · Private nonprofit- Pays back in about 6.4 years
- Earnings $59,871 ten years out
- 2
Bethel University
Saint Paul, MN · Private nonprofit- Pays back in about 7.4 years
- Earnings $63,764 ten years out
- 3
University of Northwestern-St. Paul
Saint Paul, MN · Private nonprofit- Pays back in about 46.3 years
- Earnings $50,755 ten years out
Compare cost and outcomes
| School | Net price a year | Median debt | Earnings 10 years out | Graduation rate |
|---|---|---|---|---|
| Concordia University-Saint Paul | $18,462 | $17,832 | $59,871 | 46% |
| Bethel University | $28,556 | $21,500 | $63,764 | 71% |
| University of Northwestern-St. Paul | $27,705 | $21,325 | $50,755 | 68% |
Net price is the average yearly cost after grants. Federal data (College Scorecard). “—” means the school reports no figure.

