Christian colleges with the lowest student debt
Christian colleges whose graduates leave with the least federal student debt.
Christian colleges with the lowest student debt128 schools
128 schools qualify, ranked by median debt. The top 25 are shown.
How this list is made
- Christian undergraduate colleges on the Compass. Seminaries and graduate-only schools are not counted.
- Faith grade B or better (Faith score 70 or higher). Cost and outcomes never change a grade.
- Has the median federal loan debt of graduates from federal data (College Scorecard).
- Each school needs a complete Compass Score, so every row shows a rating.
- Ordered by median debt, lowest first.
Updated Oct. 20, 2026. Methodology. Spot an error? Send a correction.
- 1
- 2Tie
- 2Tie
Universidad Adventista de las Antillas
Mayaguez, PR · Private nonprofit- Median debt $15,750
- 36% graduate
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- 9Tie
- 9Tie
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- 12Tie
- 12Tie
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John Brown University
Siloam Springs, AR · Private nonprofitHonor Roll- Median debt $21,250
- 72% graduate
- 22
University of Northwestern-St. Paul
Saint Paul, MN · Private nonprofit- Median debt $21,325
- 68% graduate
- 23Tie
- 23Tie
- 23Tie
Compare cost and outcomes
| School | Net price a year | Median debt | Earnings 10 years out | Graduation rate |
|---|---|---|---|---|
| Maranatha Baptist University | $26,005 | $14,143 | $45,593 | 64% |
| Emmaus Bible College | $13,186 | $15,750 | $42,631 | 83% |
| Universidad Adventista de las Antillas | $9,919 | $15,750 | $28,465 | 36% |
| Campbellsville University | $19,341 | $17,156 | $41,583 | 42% |
| Concordia University-Saint Paul | $18,462 | $17,832 | $59,871 | 46% |
| Hannibal-LaGrange University | $22,814 | $18,599 | $42,643 | 50% |
| Trevecca Nazarene University | $16,813 | $18,744 | $49,378 | 53% |
| Great Lakes Christian College | $15,524 | $18,779 | $31,053 | 36% |
| Lipscomb University | $24,739 | $19,500 | $55,541 | 72% |
| Welch College | $25,263 | $19,500 | $42,198 | 53% |
| Columbia International University | $26,036 | $20,000 | $38,951 | 47% |
| Belmont University | $33,147 | $20,500 | $55,930 | 71% |
| Taylor University | $24,865 | $20,500 | $52,198 | 74% |
| Union University | $27,171 | $20,714 | $53,990 | 66% |
| Southwestern Christian University | $20,146 | $20,715 | $40,391 | 16% |
| Calvary University | $16,334 | $20,839 | $45,421 | 52% |
| Northwest University | $22,288 | $20,891 | $54,914 | 71% |
| Cedarville University | $24,468 | $20,937 | $55,443 | 73% |
| Southwest Baptist University | $21,677 | $20,957 | $43,112 | 55% |
| Oak Hills Christian College | $20,227 | $20,980 | $35,983 | 23% |
| John Brown University | $20,397 | $21,250 | $53,907 | 72% |
| University of Northwestern-St. Paul | $27,705 | $21,325 | $50,755 | 68% |
| Bethel University | $28,556 | $21,500 | $63,764 | 71% |
| Freed-Hardeman University | $21,574 | $21,500 | $47,485 | 71% |
| Carson-Newman University | $20,251 | $21,500 | $48,382 | 53% |
Net price is the average yearly cost after grants. Federal data (College Scorecard). “—” means the school reports no figure.