Christian School CompassTrue north for Christian families.

Christian colleges with the lowest student debt in Tennessee

Christian colleges whose graduates leave with the least federal student debt.

Christian colleges with the lowest student debt in Tennessee14 schools

14 schools qualify, ranked by median debt.

How this list is made

  • Schools in Tennessee.
  • Christian undergraduate colleges on the Compass. Seminaries and graduate-only schools are not counted.
  • Faith grade B or better (Faith score 70 or higher). Cost and outcomes never change a grade.
  • Has the median federal loan debt of graduates from federal data (College Scorecard).
  • Each school needs a complete Compass Score, so every row shows a rating.
  • Ordered by median debt, lowest first.

Updated Oct. 20, 2026. Methodology. Spot an error? Send a correction.

  1. 1

    Trevecca Nazarene University

    Nashville, TN · Private nonprofit
    • Median debt $18,744
    • 53% graduate
  2. 2

    Lipscomb University

    Nashville, TN · Private nonprofit
    • Median debt $19,500
    • 72% graduate
  3. 2

    Welch College

    Gallatin, TN · Private nonprofit
    • Median debt $19,500
    • 53% graduate
  4. 4

    Belmont University

    Nashville, TN · Private nonprofitHonor Roll
    • Median debt $20,500
    • 71% graduate
  5. 5

    Union University

    Jackson, TN · Private nonprofit
    • Median debt $20,714
    • 66% graduate
  6. 6

    Freed-Hardeman University

    Henderson, TN · Private nonprofit
    • Median debt $21,500
    • 71% graduate
  7. 6

    Carson-Newman University

    Jefferson City, TN · Private nonprofit
    • Median debt $21,500
    • 53% graduate
  8. 6

    Johnson University

    Knoxville, TN · Private nonprofit
    • Median debt $21,500
    • 57% graduate
  9. 9

    King University

    Bristol, TN · Private nonprofit
    • Median debt $22,750
    • 48% graduate
  10. 10

    Bryan College-Dayton

    Dayton, TN · Private nonprofit
    • Median debt $23,000
    • 50% graduate
  11. 11

    Southern Adventist University

    Collegedale, TN · Private nonprofit
    • Median debt $24,500
    • 49% graduate
  12. 12

    Milligan University

    Milligan, TN · Private nonprofit
    • Median debt $25,219
    • 63% graduate
  13. 13

    Lee University

    Cleveland, TN · Private nonprofit
    • Median debt $25,750
    • 63% graduate
  14. 14

    Bethel University

    McKenzie, TN · Private nonprofit
    • Median debt $27,249
    • 35% graduate

Compare cost and outcomes

SchoolNet price a yearMedian debtEarnings 10 years outGraduation rate
Trevecca Nazarene University$16,813$18,744$49,37853%
Lipscomb University$24,739$19,500$55,54172%
Welch College$25,263$19,500$42,19853%
Belmont University$33,147$20,500$55,93071%
Union University$27,171$20,714$53,99066%
Freed-Hardeman University$21,574$21,500$47,48571%
Carson-Newman University$20,251$21,500$48,38253%
Johnson University$22,063$21,500$40,59657%
King University$22,347$22,750$59,83148%
Bryan College-Dayton$20,614$23,000$54,43450%
Southern Adventist University$24,345$24,500$53,72349%
Milligan University$21,365$25,219$46,64163%
Lee University$18,878$25,750$43,22263%
Bethel University$12,595$27,249$47,48235%

Net price is the average yearly cost after grants. Federal data (College Scorecard). “—” means the school reports no figure.

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