Christian colleges with the lowest student debt in Texas
Christian colleges whose graduates leave with the least federal student debt.
Christian colleges with the lowest student debt in Texas13 schools
13 schools qualify, ranked by median debt.
How this list is made
- Schools in Texas.
- Christian undergraduate colleges on the Compass. Seminaries and graduate-only schools are not counted.
- Faith grade B or better (Faith score 70 or higher). Cost and outcomes never change a grade.
- Has the median federal loan debt of graduates from federal data (College Scorecard).
- Each school needs a complete Compass Score, so every row shows a rating.
- Ordered by median debt, lowest first.
Updated Oct. 20, 2026. Methodology. Spot an error? Send a correction.
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Compare cost and outcomes
| School | Net price a year | Median debt | Earnings 10 years out | Graduation rate |
|---|---|---|---|---|
| Dallas Baptist University | $28,516 | $21,591 | $56,807 | 57% |
| Concordia University Texas | $23,131 | $21,852 | $60,883 | 45% |
| Baylor University | $41,104 | $23,000 | $65,793 | 80% |
| Wayland Baptist University | $20,590 | $23,106 | $51,838 | 19% |
| East Texas Baptist University | $23,911 | $23,250 | $52,788 | 47% |
| Nelson University | $21,662 | $24,725 | $46,238 | 42% |
| Dallas Christian College | $22,960 | $24,912 | $43,503 | 29% |
| Criswell College | $21,630 | $25,346 | $43,185 | 50% |
| LeTourneau University | $28,185 | $26,000 | $57,103 | 59% |
| University of Mary Hardin-Baylor | $26,106 | $26,000 | $56,132 | 49% |
| Howard Payne University | $23,627 | $26,793 | $48,376 | 28% |
| Southwestern Adventist University | $22,778 | $26,998 | $52,946 | 52% |
| Arlington Baptist University | $24,906 | $27,000 | $44,644 | 19% |
Net price is the average yearly cost after grants. Federal data (College Scorecard). “—” means the school reports no figure.