Christian colleges with the lowest student debt in North Carolina
Christian colleges whose graduates leave with the least federal student debt.
Christian colleges with the lowest student debt in North Carolina3 schools
3 schools qualify, ranked by median debt.
How this list is made
- Schools in North Carolina.
- Christian undergraduate colleges on the Compass. Seminaries and graduate-only schools are not counted.
- Faith grade B or better (Faith score 70 or higher). Cost and outcomes never change a grade.
- Has the median federal loan debt of graduates from federal data (College Scorecard).
- Each school needs a complete Compass Score, so every row shows a rating.
- Ordered by median debt, lowest first.
Updated Oct. 20, 2026. Methodology. Spot an error? Send a correction.
- 1
Gardner-Webb University
Boiling Springs, NC · Private nonprofitHonor Roll- Median debt $24,222
- 55% graduate
- 2
Mid-Atlantic Christian University
Elizabeth City, NC · Private nonprofit- Median debt $27,000
- 21% graduate
- 3
Compare cost and outcomes
| School | Net price a year | Median debt | Earnings 10 years out | Graduation rate |
|---|---|---|---|---|
| Gardner-Webb University | $17,674 | $24,222 | $48,039 | 55% |
| Mid-Atlantic Christian University | $18,328 | $27,000 | $38,342 | 21% |
| Chowan University | $14,086 | $29,491 | $38,412 | 30% |
Net price is the average yearly cost after grants. Federal data (College Scorecard). “—” means the school reports no figure.